Article 3 bis - Formation of the contract 3xpayment (3xCofidis Pay)
S.A. COFIDIS approved as a lender by the Financial Services and Markets Authority (FSMA): chaussée de Lille 422A - 7501 Orcq - RPM-TVA-BE 0400.359.283
Our partner Cofidis offers you a financing solution called 3xCofidisPay, which allows you to pay for your purchases from €100 to €1,000 in 3 instalments with your bank card.
Terms and Conditions
This offer is reserved for individuals (natural persons of legal age) residing in Belgium, holding a Belgian identity card and a Visa or MasterCard credit card with a validity date of more than 4 months at the time of the application, excluding MasterCard by Cofidis, MasterCard Gold by Cofidis, American Express, E-CB, professional card).
Subscription methods
Cofidis offers you the possibility of paying in 3 instalments with your credit card. A simple and fast payment, with an immediate response.
You will be able to read the general terms and conditions of the 3 instalments payment to which you wish to subscribe before accepting them by ticking the box provided for this purpose.
1. After validation of the shopping basket and once on the payment page of your order, you just have to click the payment method “Pay with 3xCofidisPay”.
2. You will then be redirected to the page of our partner Cofidis to validate your personal information, your credit card details and to upload a copy of your identity card.
3. You will receive an immediate response online: if you are eligible, you will pay the first instalment and the order will be completed. If you are not eligible, you can select another payment method. You have 14 days to withdraw from your payment facility.
4. You will then receive an email validating your payment in 3 instalments (subject to acceptance by Cofidis) with the amounts and dates of your next payments.
How it works
The 3 payments by credit card system allows you to pay for the order made on the retailer’s site in the following way.
You will be debited with the amount of your order plus fees in 3 instalments on the credit card corresponding to the number, the validity date and the cryptogram you have provided.
The amount of each instalment is equal to the total amount of the order plus any charges, divided by three:
- The first payment will take place within a maximum of six days after validation of your order and will be equal to the first third.
- The second and third instalments, each corresponding to a third of the amount of the order, plus any charges, will be taken on the dates shown in the attached schedule.
Payment in 3 instalments is possible from €100 of purchases and up to €1000.Payment facility for a period of 2 months at a fixed APR of 2%. Cost of financing limited to a maximum of €11.50.